We have already heard stories of harassment from collection agencies and you don’t want it to happen to you. Of course, payday loans companies will exhaust all their efforts in trying to make you pay off what you owe. First of all, they will be calling you themselves. They will get in touch with you at least three times a same day payday loans, whether you are at work, at home or somewhere else. Aside from making phone calls wherever you may be, they will also be sending you several notifications about your standing balance with their loans online company. This collection tactic already made some borrowers unemployed. Because of annoying calls and mails, the borrower is already a cause for unhealthy working environment. If these steps still fail them to get cash advance.